Terms of Sale

The Financial Efficiency Masterclass™ and Audit™ are offered by Universolutions Inc. Questions: support@financialefficiencyaudit.com.

Each package includes one audit. If you own or run a business, that means one personal audit and one business audit. To take the audit again later, buy another package. Starting an audit uses the one included with your purchase.

You can move up to a higher package by paying the difference: Audit Only to Masterclass + Audit, $70; Audit Only to VIP Experience, $270; Masterclass + Audit to VIP Experience, $200. An upgrade adds the higher package’s access; it doesn’t include another audit.

Prices are in US dollars and shown in full before you pay. Payments are taken by Stripe on its secure page; we never see or store your card details. Your access starts once Stripe confirms the payment.

Codes we give you are entered on the payment page. A code may cover part or all of the price, may be limited to one use or a set time, and has no cash value.

All sales are final and non-refundable. Your access is delivered as soon as payment is confirmed, and sessions reserve our team’s time. If something went wrong with a payment, such as a duplicate charge, contact us and we’ll put it right.

They are educational. Your rating and recommendations depend only on your answers and never on what you buy. They are not financial, tax, legal or investment advice; consult a qualified professional for decisions specific to your situation.

How we handle your information, including purchase records, is explained in our privacy notice.

If we change these terms, we’ll update this page and its effective date. The terms shown when you paid apply to that purchase.